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Laura Hepworth
800 Village Square Crossing
Suite 307 
Palm Beach Gardens, FL 33410
561 346-6723
800 579-7810

laura@sandcastlehomesrealty.com

 

We are a full service real estate brokerage firm. The real estate market is always changing and it is important that you choose the right REALTOR. I have over 20 years of experience as a residential real estate agent. As a Listing Broker for Sage Aqcuisitions we market the HUD owned residential Real Estate Owned Properties in our area. Please feel free to reach out to us if you need more information about purchasing a HUD owned home.

Whether it is your first purchase or you are an experienced investor, I will make sure that you experience a smooth process. I have extensive experience negotiating for both the buyer and the sellers. I have first hand knowledge of the values in the communities in my area. I can help you to correctly value your home. This is an important first step when making a decision about selling your home. Please feel free to contact me.

I look forward to helping you whether it is looking for a your first home or finding the value of your current home.

 

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Approved Listing Broker for Sage Acquisitions as prime contractor to HUD. For more information on purchasing a HUD home please call Laura @ (800) 579-7810 toll free.

HUD Home Store Frequently Asked Questions (FAQs): Consumers and the General Public

1. What is HUD? The U.S. Department of Housing and Urban Development. Please visit www.HUD.gov for additional information. 2. Do I need a realtor to place a bid for me? Yes, please contact a broker who is registered to bid with HUD. 3. How do I find a property to bid on? Log onto www.hudhomestore.com to search for available HUD properties. 4. How can I obtain financing for my property? Please contact a lender or mortgage broker 5. Do owner-occupants have a priority in bidding? Yes, there is an initial owner-occupant period set aside at the beginning of the bid process. 6. What is the Good Neighbor Next Door (GNND) program? The good neighbor next door program allows teachers, police officers, fire fighters and EMS personnel to purchase HUD properties that are located in a revitalization area for a 50% discount if they live in the property for 36 months. More information is available online: About Good Neighbor Next Door 7. What are my financing options? You can use FHA or conventional financing to purchase a HUD home. You may also purchase a property with cash. 8. How can I locate a home in a particular area (e.g. by zip code or state)? You may conduct a search by visiting www.hudhomestore.com. 9. What is a field service manager? The Field Service Manager (FSM) is the HUD contractor responsible for property maintenance and preservation services such as: inspecting the property, securing the property, performing cosmetic enhancements/ repairs, and providing ongoing maintenance. 10. What is an asset manager? The HUD contractor responsible for marketing and selling HUD-owned properties. 11. I would like to report a problem with a HUD home in my neighborhood. Who do I contact? Please contact the field service manager or the asset manager assigned to the property. You can find the asset manager by visiting www.hudhomestore.com and searching for the property by street address. 12. I am an investor. When can I bid on a HUD property? During the exclusive listing period, bids may be submitted by Owner Occupants. At the conclusion of this exclusive listing priority period, all general public bids will be accepted. 13. I am scheduled for closing and no one has contacted me. Who can answer my last minute questions? Please contact the asset manager for the property being purchased. 14. Can I have the property reappraised and lower the price of the home? In accordance with Mortgagee Letter 2010-08, a second appraisal may not be ordered simply to support a purchase price that is higher than the value on the current appraisal. A second appraisal can only be ordered to support a higher sales price if there are material deficiencies with the current appraisal. In such an instance, the Direct Endorsement underwriter is responsible for documenting and determining that material deficiencies exist with respect to the current appraisal.

 

 

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Testimonials

I would like to thank Laura Hepworth for an excellent job during the sales process, as I am a local investor and it is nice to work with investor friendly brokers, who understand the business. I would recommend Laura to anyone looking for a smooth transaction. Scott
A few years ago, Laura was a licensed real estate agent with my real estate company and I was her Broker-in-charge --- I always found Laura to be honest, dependable and trustworthy as well as knowledgeable. I would recommend Laura as a real estate professional as well as a nice person. Liz Loadholt Chief Operating Officer AgentOwned Realty Liz Loadholt
Laura is the epitome of what I look for in a real estate broker. Her charisma and market knowledge is only out done by her hard work and willingness to go above and beyond for her clients. She really has her thumb on the pulse of the Palm Beach County single-family market. James
I'm extremely happy to be in a position to give testimonial to the professionalism and competence of Laura Hepworth. For many months, I agonized over the decision of selling my property in Port St. Lucie. Once I made the decision the rest was easy. Laura guided me through the entire process and the fact that I was living outside the state of Florida made no difference. Every document was thoroughly explained in a simple and concise manner. Laura is a consummate professional, with vast knowledge in the field of real estate. She is competent, honest and stood by me from the beginning to the end. If I should ever conduct another real estate transaction in the state of Florida, I will will not do it without the advice and guidance of Laura Hepworth..............Thank you Laura! Sincerely, Melvon Herbert Melvon Herbert
I have know Laura for over 20 years and she is a FIRST class lady with the highest skills and integrity. She is a real hard worker and always strive for perfection. Her honesty and hard work are second to none. she is the BEST! July 23 at 5:31pm JC Buffington
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